internet kaspersky security: State insurance being dodgy? Or just clever?

Should State insurance offer 'market value' payouts on a set amount policy?

My parents car was recently involved in an accident where their car received significant damage after a truck hit the car. No one was hurt but we got the details, went to the police and got the stuff rolling.
The car is sitting in my driveway, not safe for road use.

Anyway, the insurance policy was insured for a set value rather than market value. The assessor for state insurance (IAG?) has basically offered approximately $5600 for repairs or replacement. This is below the set amount that was insuranced and the assessor only viewing the exterior of the car and not assessing potential damage to the car. The understanding is that anything above ~$5600 would be out of pocket.

When we contacted the assessor for further comment, he advised that this was because the car was only worth a certain amount, a market value and that we are lucky that we got offered that amount. That would be ok if it wasn't insured for a set value.

Clearly state insurance can't have their cake and eat it too? To me it sounds like a scam.

Whats your thoughts?

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Just spotted this Scoop article on LinkedIn news . . . . Telecom and Gen-i are getting a new home in Wellington at 52 Willis Street. This will be awesome, as currently we are so fragmented across the CBD (6 buildings I believe!). Looks like a funky design - go the windmills!

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On a rainy day I parked on Tory St, Wellington and used the convenience of paying my parking via SMS. That would be $4 for two hours, plus $.50 for the privilege of not having to carry coins. But instead of getting the little piece of paper with the ticket to put in my windshield, I got an error message:

"Transaction rejected"

Interesting. But I immediately got a SMS back from Telecom saying "thanks, we debited your account for $4.50".

Bummer. So instead I decided to use a credit card. Again I got an error message:

"Transaction rejected"

Hmmm. It looks like the machine may be out of paper, but the developer for this company decided to stupidly save some bytes instead of providing a meaningful message - and a transaction rollback.

So I walk to the next machine, pay and display the ticket in the windshield.

But I wouldn't be short of $9 today, right? I called the Wellington City Council, explained what happened, and was assured someone would call me back to arrange the refund.

You guessed right. No one ever called me back.

Like so many other New Zealand businesses, getting you off the phone is what they want to do. The Wellington City Council is quick to slap a fine on your car if you are over five minutes in the parking lot, but they don't want to move a finger to refund you money that they took without providing the service.

By the way I am looking at my credit card statement. This was on 17 June. More than enough time for the Wellington City Council to come back to me.

End of rant of the day.

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How about Blogging isn't for cowards? Or maybe Linda's other big day off? A funny thing happened on the way home? Playing good samaritan has it's spinoffs?

This is really hard for me to publish, but what the ... Close your eyes, Linda, hold your breath and jump!
Ok, here goes... Oh, yeas, and I have sat on it for nearly a week...

Well, thanks to Our English Lass, who is still in one piece, I have a few Tuesday's off until she becomes Mother and Child. Having just had a week off the Monday-itis was massive yesterday, so I gratefully took her suggestion and had the day off.

Popped off to best friend's house, put in my Avon order. Stunning stuff really, and not worth blogging about, I know.

Came home with a piece of chockie on my tummy, feeling good about the lippies she gave me. Did a u-turn before getting home and went off to see Junior's mate who is about to turn sixteen. Thought I might buy him a pair of shoes for his birthday so he thinks he's got his pressy and gets a bit of a surprise with the rest of it.

Knock on door. Door opens. In walks Linda. Hello D, would you like me to buy you some shoes for your birthday? Oh, you already have new shoes? Excellent. What, that pair down there, next to the pair of shoes that belongs to Junior?

Uh, didn't I drop Junior off at school this morning and wasn't he wearing those shoes?

Junior!!! I call several times... Where is he, D? In your bedroom hiding behind your chest of drawers? Come here you gutless wonder.

D seems to think that last bit is funny. Right about that time I am starting to feel sick. He emerges. Finally. The Emergent Kid.

Put those shoes on. (They could not have been any more obvious if they were painted yellow with flashing signs anouncing Truanter This Way...) Get in the car.

Where are we going, asks Junior. I stop outside hubbie's place of work. In here. We are going to see your father.

Now comes the begging...

Please don't tell Dad. Please don't tell Dad. Please don't tell Dad... etc etc etc. All in incredible monotone.

Get inside, anounce to Junior - You tell him. I sit down and wait for it...

And of course, the upshot of it is that, yet again, I have to go to the school and enquire as to WHY he is not at school and we have not been informed...

Now, Don't know if I told you this, but the dean in charge of dear darling Junior was going to put him on a principals report. Yesterday, I assumed. Get him some counselling. Plus careers help, so that we can pull him out in Sptember, on his 16th birthday if things don't go well...

Dean not available, see his form overlord. Thingy, whatever he is called. Adviser? Deputy or assistant principal?

Oh, he knew Junior was going onto a principal's report at sometime... No, the normal thing is to wait until a child is away three days in a row before contacting the parents/carers. Oh, really, away seven schooldays in a row last thing last term? And not here yesterday or until now today? Doesn't that make it NINE days? Isn't the advice that he is not there overdue by three times?

Find the head counsellor. That in itself was a miracle in a school this size. We see the counsellor together.

Guess what? We don't look like a happy family... Being sanguine, of course, it is the ultimate insult. Happy? I hate being asked that question. I was happy until you asked me... Strange, I know. And not very condusive to a good chat with the school counsellor. Hmm, my Mum never even got to see my counsellor, so I suppose I am doing well. (Well, what else do you do when your student's Mother turns up with the truant in hand. Apart from sack the paid truancy officer? Wait till I find him...)

So, why should junior stay at school, or even be there in the first place? For the first time in a long while it Is All About Him. He's not going to get a job just on his good looks. Unless.... Nah....

See, I have to push through here. I have been sick to my stomach this morning, I am still reeling and ready to crawl into a hole called mental illness, resign from the noble sisterhood of motherhood, whatever... But in the end, it's all about Junior.

I sit there in front of him and tell his counsellor (who probably hasn't seen all Junior's notes) that he has Asperger's syndrome, ADHD and a few more things to boot. That he didn't learn to read until he was ten years and nine months old, and then he taught himself on footrot flats books... That we have had an uphill battle right from the start. He didn't even talk until he was four, and then there were his muscular problems....

If I don't fight for my child, who will? Like a Paul Coleman song, not good enough for ... not bad enough for... Not good enough to just walk out there and take the world by storm, even if he does stand there and shake his fist at it with his opposition defiance disorder... Not bad enough to get the help he has always needed.

If I don't fight for my child, what will become of him? My heroes are the parents of the young lady with Down's Syndrome who stuck out the fight and saw her achieve her NZqa's or whatever, in a normal school and normal classes. But they were teachers, and knew how to fight.

I have given this school ample opportunity to teach my son, and was determined to make them do it, too, but they had time on their side. All they had to do was sit back and do nothing. And I am the baddy who has failed, who has allowed their son to become a truant, who could make him go to school (haha) but couldn't make him learn. Couldn't make him excited, or at least stop him from getting bored....

Well, the fight isn't over yet, and I am just going to get off my butt and run again. Go to aquarobics in the freezing cold, push my body to the limits, sore back and all. Keep my mental wits about me.

And as a Christian, I can say, to myself if not to you - 'having done all, to stand'. (Ephesians 6:13) Or my favourite - 'Though he fall, he shall not be utterly cast down: For the LORD upholds him with His hand.' (Psalm 37 verse 24, and it's a ripper of a psalm in all it's total. Must go and read it up now. TTFN)

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Significant competitive move from VMware to counter the threat of Microsoft Hyper-V . . . not that 3i was expensive before, but this price is certainly better :) This is part of a new strategy kicking in after co-founder Diane Greene's departure. ex-Microsoft exec Paul Maritz is running the show now.

Read more in this article at Redmond Channel mag.

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Wow... Talk about a complete reinvention. I just read this press release and I can only think what a waste of investors' money from the start.

I am talking about Foldera, a company which started as a "developer of web-based organization and collaboration software" and now decided their market is really selling network switches.

I see this as an example of where all this "web-based" craze is going if people keep investing in good ideas with short sighted implementations. Too much money being thrown into companies with no vision, or trying to solve a problem that doesn't exist - or doing it in the wrong way.

I am posting this because I think it's relevant to a topic Ben posted today on "web 2.0 and monetisation".

Want more "fail"? Their new web-site, linked from the press release doesn't even exist yet:

Here is part of the press release to inspire you more confidence on "web 2.0" business:

SANTA ANA, Calif.--(BUSINESS WIRE)--Foldera, Inc. (OTCBB: FDRA), today unveiled the Company’s new strategy, management team, market thrust, name and capital structure by issuing the following letter to shareholders.

Dear Shareholder:
We are pleased to announce that Foldera has now successfully transitioned itself from being a developer of web-based organization and collaboration software. We have searched to find the right market, management team and product with which to take the Company forward and we would like to take this opportunity to outline the Company’s future plans.

New Strategic Direction
The Company’s principal market moving forward is with the core network infrastructure of the telephone companies, cable operators and wireless suppliers. The Company has recruited a new management team with a wealth of telecom infrastructure experience and who have already independently completed much of the software development for a High Speed, High Density Carrier Grade Ethernet Switch that will be the Company’s initial product launch. Along with our product development partners, we are continuing to develop the software and hardware in a closely integrated program that will result in timely implementation of the system using components that will exceed all carrier and prospective customer requirements.

There are other players attempting to enter these markets. Cisco Systems (CSCO), Juniper (JNPR), Force10, Alcatel-Lucent (ALA), Huawei, World Wide Packets and Foundry Networks (FDRY) clearly have well-established brand names and large customer bases. However, they also have legacy technologies and cannot re-launch into new markets with products that must be redesigned/re-architected and which would cannibalize their existing product lines. We will compete in the high density, carrier grade 10 Gigabit switch market with a switch that is both extensible and affordably scalable. This will present a ‘new standard’ in the market and the Company will be a ‘first mover’ in this segment.

The Company’s new technology will transform the Ethernet Switching market segment by developing and selling dramatically more cost-effective, scalable solutions for High Speed Ethernet switching with the industry’s first 288 10 Gigabit port Ethernet switch as our initial product launch at the National Association of Broadcasters (NAB) Show in Las Vegas in April 2009.

Corporate Name Change
As is appropriate with this major change in the Company’s direction, we have decided to change the name of the business to CeCors, Inc., an acronym for Carrier Ethernet Core Switch and pronounced ‘SeaCores.’ This will become effective in the coming weeks as the Company’s legal name, registrations, trading symbol and marketing materials are changed.

Expanding Management Expertise
The CeCors executive team brings 100+ years of combined management experience in IT and communications technology, manufacturing, sales and marketing. The team has worked together and successfully led a number of liquidity events, such as mergers and acquisitions, as well as IPO’s.

As of July 18, 2008, Jim Fiedler, an experienced and respected leader in the telecom industry, with vast experience in running early and mid-stage telecom networking and services companies, has become Chairman, President and CEO of CeCors. His experience and contacts within the industry will provide exceptional leadership into the future.